Bank loan without information: how to get an online passport.
If you are faced with a situation where you need to get a loan from a bank without inquiries and as soon as possible, then Lendoff will provide you with such an option. In ten minutes you will fill out the necessary application form on the website, after which you will receive a credit card with the requested amount. For everything about all 2 days.
Credit conditions in Lendoff
The most popular card from Lendoff today is Lendoff Platinum. This card can be issued online without inquiries, only by passport. Loan terms:
- the limit is set at 300 thousand USD;
- period of interest-free use of the card – 55 days;
- commission fee for cashing out – 2.9%, not less than 290 USD;
- loan rate – from 19.9% to 34.9% per year.
Usually, 300 thousand USD. provide customers who have provided the maximum number of documents confirming the level and stability of income and employment. In the case of obtaining a loan only with a passport, its initial size will be less, but over time and with fair use, the credit limit may increase.
Lendoff Bank does not present any unique requirements to the borrower. To get a loan you need to meet the parameters:
- Age from 18 to 70 years.
- Residence in the Russian Federation (temporary or permanent).
- Place of work. The longer a person works, the more trust.
Lendoff credits exclusively to Russian citizens.
Important! When filling out an application, it is necessary to indicate the data corresponding to reality, because bank employees check the specified information.
How can I get the money?
Consideration of the application takes place in a short time period. The approved amount will be transferred to the card account, which, along with the agreement, will be delivered to you by the courier. The borrower has the right to withdraw cash from the card, but this procedure is not free, 2.9% of the amount will be taken from you. As for the annual rate, it will also increase to the level of 32.9% .
Credit repayment methods
The lender obliges the borrower to make monthly payments in the amount of 6-8% of the debt. You can put money on the card in the following ways:
- from a card of a third-party banking institution;
- through a network of partners;
- transfer to a nearby bank.
Many of the above methods are free for the client. As for the partners, the bank has a great many of them throughout the country.
Advantages and disadvantages of a loan
In search of a loan, you can come to any banking structure, but representatives of most of them will ask you for a huge package of documents, and maybe guarantors.
Lendoff Bank has a streamlined application process that does not require much time, plus you do not need to go to the office. Another good argument in the design – the ability to choose the design of the future card.
Among the indisputable advantages, many users consider a convenient Internet bank, which connects absolutely free to everyone who received a loan. With it, you can pay for various kinds of services, transfer money, etc.
Are there any minuses to credit cards issued by Lendoff? Few people know that a period of 55 days without interest is not designed for operations related to cash withdrawals and transfers to cards or accounts opened with third-party banks. In addition, we inform that for persons who received a card without certificates, according to their passport, the rates are much higher and the repayment periods are shorter.